Revelare is hosting a call on Fair Isaac (FICO) and the credit score industry with Neil Smith, CEO & Founder of HDX Global. HDX Global is a consultancy firm with over 30 years of experience specialising in Payments, Strategy, Fraud, Risk & Compliance. During the call Mr. Smith will provide insight and opinion on the impact of the Federal Housing Finance Agency’s (FHFA) recent update allowing lenders to use credit scores from FICO or VantageScore, the switching costs and barriers to entry for credit agencies, background on customer verticals, and impact of competition on pricing, among other topics.